The Social Security Administration considers several factors to create an individual’s entitlement to Social Security disability or Supplemental Security Income (SSI) disability, and age is one of these standards.
Most people believe that we can not apply for Social Security or Social Security Disability Insurance (SSDI) benefits unless we’re 65 years of age or older. Nevertheless, individuals of all ages may be approved for Social Security Disability benefits, provided that they satisfy certain stipulations. Over two million impairment applications make it to the Social Security Administration annually, and less than half of those are approved during the initial application procedure. The balance is left to fight for their benefits through a handicap appeal procedure.
Age and Social Security Disability Claim
A lot of times it does play a part in the SSA’s conclusion on whether to award disability benefits, although age isn’t always a determining factor as it pertains to handicap uses. This is because of the vocational and medical guidelines which are set forth by the SSA.
When the Social Security office reviews a handicap application, certain medical and vocational guidelines must be followed when determining whether to approve a claim. That does not mean your age will automatically disqualify you from receiving disability benefits, although there are guidelines set forth that pertain to one’s age.
They need to decide whether or not you’re capable of participating in gainful employment when your handicap application is reviewed by the SSA. Your age may play a role in determining whether it is possible to perform other forms of work, even in the event you have suffered a disability that prevents you from performing your regular occupation functions.
Let us say, for instance, that you’ve no experience aside from construction work. Should you cannot perform your usual field of work and suffer a back injury you may want to make an application for disability benefits. Even in case, your condition falls under Social Security’s Impairment Listings, this doesn’t mean you’ll automatically qualify for benefits. Your age may also play a part in the conclusion.
Utilizing the preceding example, if you’re over the age of 50 your chances of being approved for disability benefits would be much greater than if you were in your twenties or thirties. It is because it would be a lot more difficult that you enter into a new field of work. If you are younger, the SSA would expect you to have the necessary work skills to perform other types of employment. On the flip side, if your disability keeps you from performing any type of work whatsoever, you’d probably be approved for disability benefits regardless of your age.
How can my age affect the Social Security Disability Claim (SSD) application procedure?
An applicant’s age has an impact on several areas of the SSD application process. All these are as follows:
Individuals under the age of 18 are somewhat more limited in respect to the type of benefits which are available to them. Since they haven’t had the occasion to earn a living or pay Social Security taxes because SSDI is predicated on employment history, younger applicants do not generally qualify. Hence, SSI is frequently the top benefits option for disabled minors.
A man’s age additionally causes small differences in the actual application process, along with influencing the type of benefits an individual can receive. Kids under the age of 18 are required to participate in an interview with an SSA representative—adults aren’t.
They’re going to become an adult at age 18 if a child is receiving SSI on his or her own record. Then, the SSA will conduct a review to determine whether the individual fulfills the adult standards for disability rather than the youth standards.
SSDI Auxiliary Benefits
In some cases, SSDI auxiliary benefits are available to the children of adult SSDI recipients. Age is a factor here because kids are only eligible should they satisfy one of these standards:
- they’re under the age of 18
- they’re 18-19 years old and are still a full-time student (grade 12 or less)
- they’re 18 or older and became disabled before the age of 22 (known as an adult kid)
The SSA assesses a person’s employment history in terms of “work credits”. To qualify for SSDI an applicant needs to have collected a particular amount of work credits. An applicant’s age at which even she or he became disabled discovers how many work credits they require.
Residual Functional Capacity
For both SSDI and SSI benefits, the SSA will evaluate the effects of your condition on your capability to work. After doing so, they’ll attempt to find out what you are still effective at doing using something called your Residual Functional Capacity (RFC). Your RFC quantifies your abilities to discover whether or not you may be retrained to do different sorts of work. RFC looks at training your education, skills, and also your age. Generally, the younger a person is, the more likely they are to have the capability to learn new skills and adapt to different types of work. The older a man is, the much more likely it’s that they will not be able to adapt to different types of work or to learn new abilities. It really is probable that their claim for disability benefits will likely be refused if it’s ascertained that an individual can learn the way to do a new occupation.
Complete Retirement Age
In case you get disabled at full retirement age (age 67 for those born in 1960 and later), you will not need to apply for SSD benefits, nor can you qualify for them. In the event you are receiving SSDI before full retirement age, your disability benefits will automatically convert to retirement benefits when you reach full retirement age. Beginning the month you reach retirement age, you’ll no longer have limits on the sum of money you’ll be able to bring in.