Huge numbers of individuals use for Social Security Disability benefits annually. Out of these millions of applications, just thirty percent are approved in the first amount of the disability claim process. Why are all those Social Security Disability claims denied?
The reasons for a refusal of Social Security Disability benefits differ from one claim to the next, however, there are five common reasons for a claim to be denied. It is necessary to know the very best reasons why many claims are denied by the Social Security Administration in the event that you are applying for Social Security Disability benefits. Keep the following things in mind in order to improve your odds of a successful Social Security Disability claim, when submitting your application for Social Security Disability benefits.
Your Handicap Will Not Last Long Enough or Is Not Intense Enough
To qualify for SSDI or SSI benefits, the Social Security Administration (SSA) must consider your disability is serious enough to continue at least 12 months or result in your departure. The sole exception to this duration condition is for SSI applicants that are blind.
Many claims like those based on bone fractures caused by acute injury, including auto or bike injuries are, denied since they’re unlikely to cause incapacity for 12 months. Virtually all bone fractures heal in significantly less than a year. But when you have serious bone fractures which are not cured after six months, the SSA is then likely to believe your disability will continue a year. Each case is assessed on an individual basis.
You’ve Been Denied Before
A lot of people think that filing a fresh disability claim is a better choice than appealing a denied one. This really isn’t true. When the individual reviewing the claim sees that you applied for Social Security Disability and were denied benefits in a few scenarios, a claim will probably be denied. Due to this, it is necessary that you just go through the appeals procedure instead of filing a brand new claim for Social Security Disability completely in case your first claim is denied.
The SSA Cannot Find You
The SSA and Disability Determination Services (DDS)-the bureau that establishes your medical qualifications for benefits must have the ability to convey together with you regarding your use. In case these bureaus cannot reach you to schedule assessments or communicate together with you about issues that were vital, your benefits might be denied. In the event you name a representative (like an attorney) to manage your paperwork, you might not have to touch base with the SSA, but make sure you remain in contact by means of your representative or lawyer. Make certain the SSA understands the way to get in touch with you, should you go while your application is being contemplated. Claimants (those that are applying for Social Security disability) get denied every day because the SSA cannot find them.
You don’t satisfy the fundamental nonmedical conditions
In case you don’t fulfill their qualification requirements, known as a technical refusal, the SSA to examine your medical records. For Social Security Disability Insurance (SSDI), you’ll get a technical refusal in case you make more in relation to the substantial gainful activity limitation of $1,090 per month or have inadequate work credits. For Supplemental Security Income (SSI), it’s impossible to surpass the SSA’s income or asset limits.
Some nonmedical reasons individuals are refused benefits more apply to SSI. It’s strength limitations since it’s a welfare plan; you can’t have more than $2,000 in the bank as an individual or $3,000 as a couple. It’s possible for you to own a home and also a car, but you can’t two houses or possess a boat.
Your handicap is chiefly as a result of substance or alcohol misuse
You can’t receive benefits because an alcohol or substance dependency prevents you from working. Also, in case your disabling condition also would enhance in case you entirely stop, and is the effect of booze or drugs, you are going to be refused benefits. That’s not to say you can’t receive benefits for illnesses due to drugs or alcohol; it simply can’t be the primary contributing factor to your sickness.
Lack of Adequate Medical Signs
It’s important to maintain a record of every visit you make to any physician and get a treatment reception along with a copy of any prescriptions. Maintain a log of every phone call to your main doctor, specialist, or insurance company. Down days, times, and to whomever, you talked. You can never gather an excessive amount of info.
Failure to Follow Treatment
Your claim will be denied by the Social Security Administration in the event you don’t follow along with the treatment prescribed to you personally by your physician. The reason behind this is the fact that the examiner will never manage to correctly ascertain whether your illness really prevents you from having the ability to work in case you are reluctant to collaborate with treatment. You can bring this up during the appeals procedure when there’s a valid rationale for not following through with the treatment prescribed by your physician. You’ll, nevertheless, need a Social Security Disability lawyer representing you in this case.
Enhancing the Possibility of Achievement
Comprehending the reasons why so many disability claims are refused can enable you to raise your odds of a successful Social Security Disability application, while it’s a fact that just 30 percent of first Social Security Disability claims are approved. Keep the aforementioned guidance in your mind when applying for Social Security Disability benefits should you need to raise your likelihood of falling into that blessed 30 percent.